Hurricane Season: Is Your Home Wind Ready?

Is Your Home Ready for Hurricane Season?

Hurricane season is here, and with it comes the risk of costly storm damage to your home. One of the most overlooked — but critical — ways to prepare is ensuring your wind mitigation inspection is current. Many homeowners are unaware that without an up-to-date report, they could be missing out on insurance discounts or overlooking potential vulnerabilities in their property. If it’s been years since your last inspection, or if you’ve made improvements to your home, now is the time to take action.

What Wind Mitigation Inspections Evaluate

A wind mitigation inspection evaluates how well your home is built to withstand high winds and storm-related pressure. Certified inspectors assess specific structural elements that impact your home’s wind resistance — including the roof shape, roof-to-wall connections, decking attachments, and more. These features play a critical role in determining how well your home can hold up during a hurricane or tropical storm.

How Insurance Companies Use the Results

Insurance companies use the findings from a wind mitigation inspection to determine whether your home qualifies for discounts on your homeowners insurance. The more wind-resistant your home is, the less risk it poses to the insurer. As a result, Florida law allows for premium discounts based on wind mitigation features. Submitting a valid inspection report can lead to significant annual savings, making the inspection not only a safety measure but also a smart financial decision.

Key Building Features That Reduce Wind Damage

Wind mitigation inspections focus on several specific building features known to reduce the risk of wind damage. These include:

• Roof shape: Hip roofs offer better wind resistance than gable roofs.

• Roof covering and age: Inspectors check the type and installation method.

• Roof deck attachment: Stronger nailing patterns and clips enhance

  performance.

• Opening protection: Impact-rated windows and doors, or storm shutters, can prevent breaches.

• Secondary water resistance: Underlayment materials that help keep water out if shingles fail.

  
  

Each of these elements adds a layer of protection, and their presence or absence directly affects your home's risk profile during a storm.

Call Fair Wind Inspections Today

Don’t wait until a storm is approaching. Call Fair Wind Inspections today to schedule your wind mitigation inspection. Our certified professionals will evaluate your home’s wind-resistant features and help you understand where improvements can be made. Protect your home, unlock insurance savings, and face hurricane season with confidence.